Loan Against Policy

Pam Future Nidhi Limited offers easy Loan Against Insurance Policy, so you can get funds for financial emergencies, by pledging your insurance policy as a collateral. This ensures that you keep your insurance intact for emergencies, while also raising funds for various use like expanding a business, funding children’s education, meeting medical expenses, and more.
You can get a loan against insurance policy up to 80% of the surrender value of the policy you pledge. It should also be noted that a loan on insurance policy should be liquidated within the maturity date of insurance policy being pledged or one year whichever is earlier. This type of loan can be used to raise cash to meet emergency or planned financial requirements, such as business expansion, education, medical emergencies, agricultural expenses, etc.